Fort Wayne Launches ‘a LOT to LOVE’ Program to Boost Affordable Housing Development

There’s something exciting happening in Fort Wayne right now, and if you’re thinking about building, investing, or just want to see our city continue to grow in all the right ways — you’re going to want to hear this.

This month, the City of Fort Wayne officially launched its ‘a LOT to LOVE’ initiative, a new program that’s all about turning empty, city-owned, lots into livable, lovable homes. At Limitless Group, we’re always looking for ways to help clients take advantage of opportunities that move the needle — and this one could be a game-changer, especially for first-time home builders, investors, and community-focused developers.

What’s the ‘a LOT to LOVE’ Program All About?

In short, the city is offering discounted (like, $850 a lot, discounted) city-owned lots to eligible buyers who want to build new homes in existing neighborhoods. This means more infill housing — and less urban sprawl — which is a win for both the community and those who live in it. In addition to the discounted lot offerings, there is a Developer Incentive Pilot Program, designed to reduce financial barriers that prevent the development of infill housing such as costs associated with development, appraisal gap and construction lending challenges.

Whether you're a small-scale builder, a homeowner with a vision, or someone who’s been priced out of building in the past, this program is designed to lower the barrier to entry. Think of it as an open invitation to create something meaningful in Fort Wayne — and get rewarded for it.

What Makes This a Big Deal?

If you’ve ever looked into building a home from the ground up, you know how tough it can be to find an affordable lot in a solid location. The ‘Lot to Homes’ program flips the script, offering up buildable land at a discounted rate and pairing it with a Developer Incentive Pilot Program — which helps offset the often-intimidating costs that come with construction, financing, and appraisals.

The city is prioritizing small developers, individuals, and local nonprofits, which means more people (not just major builders) will get a real shot at shaping Fort Wayne’s future.

Who Can Apply — And What’s the Timeline?

Applications for Phase 1 opened March 3, 2025, and will remain open until April 18. Here’s a quick breakdown:

• You can apply for up to 5 lots, though only 3 will be awarded per applicant in this first round.
• You’ll need to show basic financial readiness and a game plan for what you’ll build.
• The city will announce award recipients by June 1.

If you're even thinking about building, this is the moment to explore it.

Why We Love It

At Limitless Group, we believe growth should be intentional, local, and beneficial for the people who already call Fort Wayne home. This program aligns with that vision. It helps breathe new life into neighborhoods, creates more housing options, and gives real people — not just corporations — the chance to build wealth and community.

We’re already helping clients and partners explore the available lots, crunch the numbers, and plan out next steps. If you're interested in learning how you can get involved — as a buyer, investor, or future homeowner — our team is here to guide you through it.

Want to Learn More or Tour Available Lots?

Let’s talk. We’ll help you understand if the program is right for you, the application process, help match you with local builders, and navigate everything from financing to final inspections. Fort Wayne is growing — and this is your chance to be part of it in a meaningful way.

📍Reach out to Limitless Group today to start the conversation.

🔎 Explore program details and available lots at engage.cityoffortwayne.org/aLOTtoLOVE